Helping Families Secure Better Credit & Options!

FAQS

What is credit restoration and how does it work?
Credit restoration is a process where we dispute any misleading, inaccurate, incomplete and unverifiable information being reported in your credit report. We request the credit bureaus and credit reporting agencies (CRA’s) to verify any information we requested.
Is credit restoration legal?
With identity theft at its highest, it is becoming very difficult for consumers to maintain great credit. That is why consumers are protected by certain laws that allow them to dispute certain items that can be inaccurate and it is in your complete right by law to do so.
Can you really remove items from my credit report?
We successfully challenge any inaccurate items on your credit report with the credit bureaus and (CA’s) with expertise tactics. The (FCRA) law gives the credit bureaus a period of no longer than 30 days to verify if the information is accurate. If the credit bureaus don’t provide the results of their investigation within the 30 days allowed then the information must be deleted!
How long will it take to see results?
It generally takes 30 to 45 days to begin see results but remember, no two credit reports are alike and results will vary from client to client depending on the nature of their case. On the average, it takes 60-90 days to see a significant improvement to your credit score.
Is Credit Repair Ideal?
While credit bureaus would like to let you think otherwise, it is very much within your right to dispute any item on your credit report. If there is any information in your file which you believe is not accurate, feel free to call MCS Credit Solutions at 800-627-1376 and have us remove it.
Is Credit Repair Effective?
With companies like MCS Credit Solutions backing you up, you can most definitely be assured of effective results that help kick start a brand new life. We help you achieve and maintain a stellar credit standing with our complete range of credit services and solutions.
Is it Possible for Deleted Items to Reappear on My Credit Report?
Yes it is, but very rarely. Based on the Fair Credit Reporting Act, the credit bureau has to inform you with regards to the reinsertion of any item that was previously deleted from your report.
What Is Bad Credit?
Bad credit is basically a record of negative items in your credit report. If you get a credit score below the 600 mark, that is generally considered bad.
Who is Capable of Fixing My Credit Report?
The fixing of your credit report starts with you. By sending a credit dispute to the appropriate credit bureau or seeking reputable credit repair companies like MCS Credit Solutions for help, you can begin the path to building better credit and a much better life.